Terms of Service

Last updated: October 4, 2026

These terms apply to your use of debtbright.org. By using the site or joining the waitlist, you agree to them.

Early access waitlist

DebtBright is not yet available for purchase. Joining the waitlist is free and does not create a subscription, a contract for services, or any obligation to pay. Prices shown on the site are planned launch prices and may change before launch. If you decide to sign up when DebtBright launches, you will be shown the full terms, required disclosures, and pricing before you agree to anything or are charged.

Not legal advice

DebtBright provides educational information and document preparation tools. We are not a law firm, we are not attorneys, and nothing on this site is legal advice. For advice about your specific situation, consult a licensed attorney.

No guaranteed results

We do not guarantee that any item will be removed from a credit report, that any score will change, or that any dispute or claim will succeed. Accurate and verifiable information generally cannot be removed from a credit report. You have the right to dispute inaccurate information with the credit bureaus yourself, at no cost.

Acceptable use

Do not use DebtBright to submit false information, to dispute information you know is accurate, or to impersonate anyone. Do not attempt to access parts of the site or data that are not meant for you.

Site content

The site's content, design, and branding belong to DebtBright. Sample letters shown on the site use fictional information for illustration only.

Limitation of liability

The site is provided "as is." To the extent permitted by law, DebtBright is not liable for indirect or consequential damages arising from your use of the site.

Changes

We may update these terms. The date above shows the latest version.

Contact

info@debtbright.org · See also our Privacy Policy and Disclaimer.